Bad credit is a lot more complex than people not paying their bills. While you might have a stellar repayment history, your available credit, debt load, and even credit inquiries can greatly reduce your credit score. At Broadbeach Mortgage Brokers our mortgage brokers are the best mortgage brokers on the Gold Coast for one main reason-- our commitment to helping our clients achieve financial success.
When other brokerages and banks have told you no, our agency is here to say yes! From our bad credit home loans to our creative lending strategies for home loans, we're experts at making the impossible a reality.
Trying to fix bad credit instantly is near impossible. Rebuilding your credit takes time and home ownership can help you with that. From our first time home buyer loan to our debt elimination strategies, we turn the money you'd typically spend on rent, into working capital that you can use to purchase your home. By purchasing your home, you'll be turning your rent capital into a strategic investment that earns equity and interest over time. If you're ready to improve your finances and enhance your lifestyle, Broadbeach Mortgage Brokers wants to be your ally.
Getting A Mortgage After A Bankruptcy
If you've declared bankruptcy, home ownership can seem completely out of reach. With the help of our credit specialists, our brokers are able to assist people who have declared personal bankruptcy purchase a home. Most banks will not lend to persons with a bankruptcy history in the last 7-10 years. Waiting for 7-10 years to pass before you purchase a home can leave your finances in an even more precarious state as you spend your money on rent instead of investing in real estate.
But where there's a will there's a way. Every situation is unique of course. It's often possible to find a new mortgage just by examining the surroundings of your previous situation. Regardless of how recent your bankruptcy was, Broadbeach Mortgage Brokers is committed to getting you back into the real estate world instantly.
If your credit is pretty strong but banks aren't willing to back you because of your self-employment status, let Broadbeach Mortgage Brokers help. Our diverse home loan options, private lenders, and high-risk home loan programs assist self-employed individuals obtain their homes quickly. Going outside of traditional markets, we work with private lenders and investors who specialise in providing finance for self-employed individuals.
If your self-employed business success has inadvertently affected your personal lifestyle, let our esteemed mortgage brokers and credit repair specialists assist you with your home ownership issues.
If you've been deemed high-risk, finding a lender can be difficult. Whether your credit suffered in the past, or you had some business dealings that affected your finances, your credit status may have suffered. Our high-risk mortgage advisors work with individuals to combat their risk rating. From private lending to using equity as capital, our refinance options and diverse first-time home loan programs can easily support your purchase while improving your risk status.
To find out why we're the best credit specialist brokerage, call us now. A short chat can help you identify opportunities and target programs you may have been previously unaware of. Whatever the issue we're here to solve it for you.
Where there's a will there's a way. If you've got a negative credit history for whatever reason or some special financial status that stops you qualifying for a vanilla mortgage solution, relax. Finding out how we can help you even in the most complicated scenarios is as easy as hitting the button below and getting in touch with one of our agents. Don't wait!
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