First Home Buyers

Buying your first home is exciting. But it can be a pretty nerve wracking process too, and Broadbeach Mortgage Brokers wants to help you on your journey. From low-interest rates to qualifying for Australia's fist-time home buyers program, we make home loans a breeze. 

Bad credit or no credit? We deal with that too. From our first time home owners loan to our recent grads program, we'll make getting into your forever home a fun and rewarding experience. If you're not sure where to start or are concerned about the process, our brokers and associates are here to both guide and support you throughout the process.

Programs
If you're just starting out in life and are a recent graduate, depending on what you graduated from, our graduate first time home buyer loan can help you with home ownership while also allowing you to pay off student loans. We look at your career path, strategize financing, and create repayment types that are both affordable and manageable. 

If you're ready to start your next chapter but are concerned about your current debt load, our first-time programs can assist you with achieving homeownership sooner.

Pre-Approval
Shopping around for houses can be fun, but when you're serious about buying you'll need a home loan pre-approval to seal the deal. Our home loan pre-approval process can be completed in as little as five minutes. You can fill it in online or do it with one of our brokers over the phone. However you decide to apply, you'll be supported and assisted throughout the process.

How Much Can You Afford To Borrow?
Understanding what you can afford is essential in determining which house you can buy. From analyzing your debt ratio to strategizing debt repayment, our brokers are experts at streamlining your debt load and creating home mortgage loans that make sense to your lifestyle.

What Terms and Conditions Should I Use?
Concerned about the length of a loan? Unsure if you'll want to make extra payments every year? Considering making lump sum pre-payments annually? Our brokers can assist you in determining which mortgage conditions and financing terms best suit your needs. From low-term lending to long-term financing, 

Broadbeach Mortgage Brokers are the best mortgages on the Gold Coast because of our unique approach to home ownership and first-time lending strategies.

What Rates Will I Pay?
Locking in a great rate for the term of your mortgage is important because it can save you thousands of dollars down the line. We'll help you lock in an affordable interest rate and will always ensure that our rates outmatch our competitors. 

From flexible refinancing options to locked-in rates that can't be changed over the term of your mortgage, we'll ensure that your future and financial security are completely covered.

How to Decide Which Bank or Brokerage to Use?
When you're deciding which bank or brokerage to use let Broadbeach Mortage Brokers be your real estate champion. Our one-on-one client relationships and extreme experience go above and beyond the typical services you'll receive at banks and franchised brokerages. 

Our pristine reputation and low-rates make purchasing your home financially feasible. When you're shopping around for a brokerage, come and meet our team. You'll be amazed at what we can do for our clients.